Youth Empowerment Micro Credit Co-operative Limited (YEMCCL) is a locally-driven initiative with a compelling vision to create sustainable employment opportunities and economic empowerment for the youth of Cameroon. Founded in 2019 and registered in 2020, YEMCCL has focus its mission in nurturing the dreams and ambitions of the Cameroonian youth by providing comprehensive support in various sectors, including business, agriculture, and vocational activities. Our organization is committed to realizing the National Development Strategy of Cameroon by fostering a productive and crime-free society through youth empowerment. Our head office is in  Njinteh- Bafut – Sub Division in the Mezam Division of the North Region with head quarter Bamenda. We are classified as Category One Micro finance and Under the Ministry of Finance we are Affiliated to North West Organization Net Work of Credit Houses (NOWEFOCH) as our Umbrella organization and Partner with North West Farmers Organization (NOWEFOR).   Bamenda

Mission Statement: YEMCCL’s mission is to alleviate poverty, curb unemployment, promote entrepreneurship, and improve the overall economic well-being of Cameroonian youth by providing access to microcredit, hands-on training, and other resources, regardless of their educational background or literacy level.

Key Objectives:

1. Create a minimum of 500 direct jobs and 10,000 indirect jobs for Cameroonian youth in a five-year business plan acceleration.
2. Facilitate practical training to equip young entrepreneurs with the tools needed to start and manage their businesses effectively.
3. Expand our membership to grow at a minimum rate of 15% annually fostering a more extensive network of empowered youth.
4. Collaborate with the government and stakeholders to secure support that will enable us to reach our objectives.

Core Initiatives:

1. Microcredit and Financial Support: YEMCCL provides microcredit and financial support to young entrepreneurs to help them kick start their businesses. We believe that access to capital should not be a barrier to realizing their dreams.
2. Training and Capacity Building: We operate a dedicated training institution to equip young Cameroonians with practical skills and knowledge necessary for business management. Our training programs are accessible to all, regardless of their educational background, to ensure that illiteracy is not a barrier to entrepreneurship.
3. Talent and Skills Identification: YEMECCL encourages the youth to explore and harness their talents and gifts, providing opportunities for them to engage in economic activities in a productive manner. We believe that everyone has the potential to contribute to the development of their community and the nation.
4. Promoting Job Creation: By empowering young people to create and manage their businesses, YEMECCL is contributing to the reduction of unemployment, particularly in crisis regions. Our approach aims to combat crime and provide young Cameroonians with a legitimate source of income.
5. Introduction:

In the heart of Africa, where informal sectors serve as vital engines of economic activity, the “Skills for All: Bridging Gaps in Informal Sector Education” project emerges as a beacon of transformation. With a primary focus on the dynamic landscape of Cameroon, this initiative represents a resounding call to action in response to the multifaceted challenges faced by informal sectors and vulnerable groups across the continent.

Informal sectors have long been the resilient backbone of African economies, providing sustenance and livelihoods for countless individuals. However, the inherent vitality of these sectors often conceals underlying vulnerabilities. These challenges primarily revolve around the limited access to formal education and structured skills development that the majority of those engaged in informal sectors contend with daily. These shortcomings restrict the capacity for skill acquisition, employability, and socio-economic advancement, thereby perpetuating cycles of economic disadvantage.

The “Skills for All” project is not merely an ambitious endeavor; it is a profound commitment to unleash the untapped potential of those operating in informal sectors and to uplift marginalized and vulnerable populations. It seeks to bridge the chasm between the skills individuals possess and the skills required by the ever-evolving market.

This project embodies innovation and inclusivity. It is designed to empower and equip, ensuring that no one is left behind in the pursuit of educational and economic opportunities. Through innovative Technical and Vocational Education and Training (TVET) initiatives, the project aims to enhance the employability, income-earning potential, and overall livelihoods of individuals across informal sectors.

The significance of this undertaking extends far beyond immediate beneficiaries. “Skills for All” is a catalyst for sustainable economic growth, social equity, and the broader goals of sustainable development. By augmenting the skills and capacity of those within informal sectors, this project contributes to the local economic landscape, fostering vibrant and self-reliant communities.

This project is a testament to the belief that access to education and skills should be universal, irrespective of an individual’s circumstances or background. “Skills for All” seeks to build a more inclusive and equitable society, where the potential of every individual is unlocked, and the promise of progress and prosperity is shared by all. As we embark on this transformative journey, we invite you to join us in this noble endeavor, forging a brighter and more prosperous future for Cameroon and beyond.

3. Program Objectives:

The “Skills for All: Bridging Gaps in Informal Sector Education” project is a comprehensive and transformative initiative aimed at tackling the multifaceted challenges faced by informal sectors and vulnerable groups in Africa, with a primary focus on the unique context of Cameroon.

This project recognizes the pivotal role that informal sectors play in the African economy, and Cameroon in Particular, often serving as vital sources of livelihood for a substantial portion of the population. However, these sectors encounter a spectrum of difficulties that undermine their potential for growth and development.

Significance and Challenges:

Informal sectors are characterized by their resilience and ability to adapt in the face of adversity. Yet, they grapple with profound challenges:

1. Lack of Access to Formal Education: A significant proportion of individuals working in informal sectors lack access to quality education and training. This educational divide restricts their capacity to acquire the skills necessary to enhance their economic prospects and improve their overall livelihoods.
2. Limited Employability: The absence of structured training often leads to skills misalignment with market demands. Consequently, individuals in the informal sectors frequently encounter difficulties securing employment that offers stable income and advancement opportunities.
3. Marginalized and Vulnerable Groups: Vulnerable segments of the population, including women, youth, and marginalized communities, confront disproportionate barriers when it comes to accessing educational and skills development opportunities. These disparities perpetuate cycles of economic disadvantage.

Program Significance:

The “Skills for All” project holds immense significance for a range of compelling reasons:

1. Inclusive Empowerment: Through the provision of innovative TVET opportunities, the project champions inclusivity and empowerment. It shatters historical barriers that have marginalized vulnerable populations, ensuring they are no longer excluded from educational and economic opportunities.
2. Enhanced Employability: A core objective of this project is to equip individuals within informal sectors with skills that align with market demands. This strategic approach enhances their employability and augments their income-generating potential, leading to sustainable economic mobility.
3. Economic Growth: The amplification of skills within informal sectors positively contributes to local economic growth. As individuals become more productive, their communities experience increased economic activity, fostering prosperity at the grassroots level.
4. Social Equity: The “Skills for All” project embodies the fundamental principle of social equity. By diminishing disparities in access to education and economic opportunities among diverse segments of the population, it strives for an equitable society.
5. Sustainable Development: In the broader context of sustainable development, the project establishes a firm foundation for progress. By raising the living standards of individuals within informal sectors and reducing poverty, it fosters self-reliance and resilience, underpinning the path toward sustainable development goals.

This project is a catalyst for transformative change that reaches far beyond its individual beneficiaries, leaving a lasting imprint on entire communities. By bridging the education and skills gaps in informal sectors, especially within Cameroon, “Skills for All” embodies the vision of a brighter, more prosperous future for vulnerable and marginalized groups. It champions a holistic approach to inclusive development, reflecting a commitment to building a society that is more inclusive and equitable, where every member can contribute to and share in the promise of progress and prosperity.

4. Background and Rationale:

Current Situation and Challenges in Informal Sectors and Among Vulnerable Groups:

The informal sectors in African economies, including Cameroon, stand as vital contributors to employment and economic activity. However, beneath the surface of their resilience lies a complex tapestry of challenges, particularly impacting vulnerable groups such as women, youth, and marginalized communities.

1. Economic Vulnerability: Workers in informal sectors often lack job security, access to social safety nets, and the ability to use formal financial services. As a result, they are exposed to economic vulnerabilities, leaving them susceptible to shocks such as fluctuating market demand and external crises like the recent COVID-19 pandemic.
2. Limited Access to Formal Education: A significant proportion of individuals engaged in informal sectors face limited access to formal education. This educational deficit has a cascading effect, undermining their capacity to acquire skills, access better job opportunities, and enhance their overall quality of life. It has been proven that those with low education gain skills and become more productive than many with very high level of education but lack initiative to create value.
3. Skills Mismatch: Informal sector workers frequently possess skills that do not align with the evolving demands of the job market. This disconnect between available skills and job requirements translates into reduced employability and income levels, creating a cycle of economic hardship.
4. Gender Disparities: Within the informal sector, gender disparities are pronounced. Women, in particular, encounter gender-specific challenges, including wage gaps, gender-based discrimination, and constrained access to training and resources. These disparities hinder their economic empowerment.
5. Youth Unemployment: Youth unemployment remains a pressing issue in Africa. Many young individuals find themselves in the informal sector due to a lack of formal employment opportunities. However, this often leads to limited training and skill development, resulting in underemployment and income instability.

Justification for Innovative TVET:

Given these formidable challenges, there is a compelling need for innovative Technical and Vocational Education and Training (TVET) in informal sectors. Innovative TVET programs are indispensable for the following reasons:

1. Skills Enhancement: Innovative TVET initiatives empower individuals in informal sectors with contemporary, market-relevant skills. This enhancement of their skill sets significantly improves their employability and income-generating potential, thereby contributing to poverty alleviation.
2. Market Alignment: TVET programs can be tailor-made to match the evolving demands of the job market. By ensuring that training programs are intricately aligned with the specific needs of local economies, individuals in informal sectors become better equipped to secure employment, fostering economic growth.
3. Empowerment of Vulnerable Groups: Innovative TVET programs serve as a powerful vehicle for dismantling barriers and empowering vulnerable groups, including women and youth. By affording them access to skills development and employment opportunities they might not otherwise have, these programs break the chains of inequality.
4. Resilience: Building a skilled and adaptable workforce within informal sectors enhances economic resilience at both the individual and community levels. When workers possess the ability to adapt to changing circumstances, they are better prepared to withstand economic downturns and external shocks.
5. Sustainable Development: The importance of addressing the skills gap in informal sectors cannot be overstated. Innovative TVET programs play an instrumental role in achieving the broader goals of sustainable development. By empowering individuals and communities, reducing inequalities, and promoting self-reliance, these programs foster a brighter and more sustainable future for all.

5. Project Plan:

The “Skills for All: Bridging Gaps in Informal Sector Education “program is a comprehensive initiative, underpinned by a meticulously designed plan, aimed at addressing the challenges faced by informal sectors and vulnerable groups across Africa, with a specific focus on Cameroon. This detailed project plan outlines a sequence of activities and strategies that have been strategically conceived to achieve the overarching objectives.

1. Needs Assessment and Target Identification:

• The project’s journey commences with a thorough needs assessment, a cornerstone process designed to identify the specific skills gaps and educational requisites within informal sectors. This in-depth analysis will enable us to tailor the project’s interventions with precision.
• Furthermore, we will conduct a comprehensive analysis of the informal sector landscape to pinpoint the most vulnerable groups, including women, youth, and marginalized communities. This identification process ensures that our project is sensitive to the unique needs of these cohorts.

1. Curriculum Development:

• With a keen understanding of the skills gap and the specific requirements of the local job market, the project will embark on the development of innovative Technical and Vocational Education and Training (TVET) curricula. These curricula will be meticulously designed to encompass a comprehensive range of vocational skills, responding to both local market dynamics and global trends.

1. Training Centers and Facilities:

• Accessibility and the provision of conducive training environments are paramount to our project’s success. Therefore, we are committed to establishing new training centers or upgrading existing facilities located strategically within informal sector hubs.

1. Trainers and Instructors:

• Quality instruction is pivotal to the success of any TVET initiative. Consequently, we will initiate the recruitment and training of a cadre of highly skilled instructors who are not only proficient in the innovative curriculum but also attuned to the unique needs and sensitivities of the vulnerable groups we aim to empower.

1. Customized Training Programs:

• A one-size-fits-all approach will not suffice. Our project will engage in the design of customized training programs tailored to different segments of the informal sectors. These programs will address their specific requirements and constraints.

1. Outreach and Awareness Campaigns:

• Effective outreach and awareness campaigns will be conducted to engage the informal sector communities and potential participants. These campaigns will disseminate information about the project’s offerings and inspire community involvement.

1. Accessible Delivery Methods:

• Recognizing the dynamic and often mobile nature of informal sector work, our project will employ a range of training methods, including in-person, digital, and mobile training, to enhance accessibility and flexibility for participants.

1. Real-Life Simulations and Practical Training:

• Learning by doing is a fundamental principle of our project. We will integrate real-life simulations and practical training components, ensuring that participants gain hands-on experience and are job-ready upon completion.

1. Mentorship and Career Guidance:

• Beyond skills training, our project will offer mentorship and career guidance programs. These programs will guide participants in their career paths, supporting their entry into the job market or entrepreneurship.

1. Monitoring and Evaluation:

• To ensure the project’s effectiveness and quality, we will implement a robust monitoring and evaluation system. This system will track progress, identify challenges, and support continuous improvement.

1. Regular Feedback Loops:

• Open communication channels with participants will be established, creating regular feedback loops that empower them to provide input, adapt the project to their evolving needs, and enhance the program’s relevance.

Program  Strategies for Innovative TVET:

Innovative TVET is the cornerstone of our project’s approach:

1. Customized Curriculum: Innovative, industry-relevant curricula will form the bedrock of our training programs. These curricula are thoughtfully designed to provide not only theoretical knowledge but also practical skills that are directly responsive to the evolving needs of informal sector workers and the broader job market.
2. Flexible Learning: Acknowledging the often erratic and flexible nature of informal sector work, our project will offer multiple training methods, including digital and mobile training, combined with flexible scheduling. This approach ensures that participants can balance their work commitments with their training.
3. Inclusivity: The project will actively address the unique needs and challenges of women, youth, and marginalized communities. Creating an inclusive learning environment that eliminates barriers to learning is integral to our mission.
4. Practical Exposure: We recognize the value of experiential learning. Real-life simulations, hands-on training, and practical experience will be woven into the fabric of our training to ensure that participants are equipped with skills that are directly applicable in their respective sectors.
5. Local Relevance: Training content will be tailored to the local context, ensuring that it is not only innovative but also deeply relevant and applicable to the specific industries within each region. This approach adds depth to the skills acquired by participants.

By implementing these activities and strategies, the “Skills for All” project will not only provide innovative TVET to informal sectors and vulnerable groups but also empower them with the skills and knowledge required to unlock their full potential. This, in turn, will foster economic and social development in the target communities, contributing to the broader goals of inclusive growth and sustainable development.

6. Target Beneficiaries:

The “Skills for All: Bridging Gaps in Informal Sector Education” project is primarily designed to benefit a diverse range of individuals across Cameroon, focusing on the most vulnerable groups and informal sector workers. The project’s beneficiaries will include:

1. Youth: The project will target young individuals (ages 18-35) who are engaged in informal sectors or are at risk of unemployment. Youth represent a significant proportion of the informal labor force and face unique challenges in accessing education and training opportunities.
2. Women: Women will be a focal point of our project, particularly those engaged in informal sectors or seeking to enter these sectors. Women often encounter gender-specific barriers, including limited access to training and unequal opportunities in these settings.
3. Marginalized Communities: Vulnerable and marginalized communities, including those in rural and underserved urban areas, will be included as beneficiaries. These communities often face compounded challenges related to economic disadvantage and limited access to education.
4. Informal Sector Workers: Informal sector workers from various industries, such as agriculture, small-scale manufacturing, and services, will benefit from the project’s innovative Technical and Vocational Education and Training (TVET) programs. These individuals may lack access to formal education and training, hindering their employability and income potential.

5. Demographics and Characteristics:

• The project will be inclusive in its approach, with a balanced representation of beneficiaries from different demographics, including age, gender, and geographical location.
• The demographics of the beneficiaries will reflect the diverse cultural and ethnic makeup of Cameroon.
• To ensure a fair distribution of benefits, beneficiaries will be chosen from different parts of the country, encompassing urban and rural areas.
• The project aims to reach a total of 1,600 beneficiaries, with a breakdown as follows: 600 youth, 500 women, and 500 individuals from marginalized communities.

These demographics and characteristics are intended to create a project that is not only equitable but also reflective of the rich diversity that defines Cameroon. By empowering these vulnerable groups and informal sector workers, the project will contribute to reducing economic disparities and promoting sustainable development in the country.

7. Innovation and Approach:

The “Skills for All: Bridging Gaps in Informal Sector Education” project is deeply committed to introducing innovative elements that distinguish it from existing approaches and empower vulnerable groups and informal sector workers with training and skills development. Here are the innovative aspects of our project:

1. Customized Curriculum Design:
   • We will develop a curriculum that is not only responsive to the specific needs of informal sector workers but is also designed to be highly adaptable to changing market demands. The curriculum will incorporate the latest industry trends and technological advancements.
2. Digital and Mobile Training:
   • One of the most innovative aspects of our project is the integration of digital and mobile training methods. We will use technology to provide remote access to training materials and interactive lessons. This approach recognizes the dynamic and mobile nature of informal sector work and offers flexible learning options.
3. Real-Life Simulations and Practical Training:
   • Our project will set itself apart by integrating real-life simulations and practical training into the curriculum. This hands-on approach ensures that participants acquire not only theoretical knowledge but also practical experience, making them job-ready upon completion.
4. Tailored Programs for Vulnerable Groups:
   • We recognize the diverse challenges faced by different demographic groups, and we will introduce tailor-made training programs for each group, including youth, women, and marginalized communities. These programs will address the unique needs and constraints of each group, fostering inclusivity.
5. Local Relevance and Contextualization:
   • The project will adopt an approach that ensures training content is locally relevant and contextualized to the specific industries within each region of Cameroon. This localization approach adds depth and real-world applicability to the skills acquired.
6. Mentorship and Career Guidance:
   • Beyond skills training, our project will introduce mentorship and career guidance programs. These programs will provide participants with guidance, advice, and support as they navigate their career paths, whether entering the job market or embarking on entrepreneurial ventures.
7. Feedback-Driven Adaptation:
   • Our project will establish regular feedback loops with participants, enabling them to actively shape and influence the training programs. This participatory approach ensures that the project remains dynamic, responsive, and reflective of the evolving needs and aspirations of the beneficiaries.
8. Comprehensive Outreach and Awareness Campaigns:
   • The project will deploy innovative and multi-channel outreach and awareness campaigns to engage informal sector communities and potential participants. Leveraging digital and traditional media, these campaigns will disseminate information and encourage community involvement.

What sets our implementation programs apart

The innovative aspects of our project distinguish it from existing approaches in several ways:

• Flexibility and Accessibility: The integration of digital and mobile training methods provides a level of flexibility and accessibility that is often lacking in traditional TVET approaches. It acknowledges the real-world constraints of informal sector workers.
• Practical Focus: The emphasis on real-life simulations and practical training ensures that participants gain hands-on experience, making them immediately employable in their respective sectors.
• Tailored Programs: The project’s commitment to designing tailor-made training programs for different demographic groups ensures that the unique needs and challenges of vulnerable groups are addressed effectively.
• Localization: Our approach ensures that training content is not only innovative but also deeply relevant to local industries, enhancing its applicability and impact.
• Feedback-Driven Adaptation: The project’s proactive engagement with participants and its responsiveness to their feedback ensures that it remains dynamic and responsive to the evolving needs of beneficiaries.

By incorporating these innovative elements, the “Skills for All” project strives to revolutionize TVET in informal sectors and empower vulnerable groups with the skills they need to thrive in their chosen fields, ultimately contributing to their economic and social advancement.

8. Expected Impact:

The “Skills for All: Bridging Gaps in Informal Sector Education” project aims to achieve a range of positive changes and outcomes that will have a profound impact on the informal sectors and vulnerable groups in Cameroon. These outcomes include:

1. Enhanced Employability: The project will equip participants with relevant and up-to-date skills, making them more attractive to employers and enhancing their prospects of securing stable and better-paying employment opportunities.
2. Increased Income: With improved employability and enhanced skills, participants will experience an increase in their income-earning potential. This, in turn, will lead to higher household incomes and an improved quality of life.
3. Entrepreneurial Opportunities: The project will empower individuals, particularly women and youth, to explore entrepreneurial ventures within their respective informal sectors. By fostering a spirit of entrepreneurship, the project will contribute to local economic growth.
4. Gender Equity: Specialized programs for women will address gender-specific barriers, promoting gender equity within informal sectors and contributing to women’s economic empowerment.
5. Poverty Reduction: Through increased employability and higher incomes, the project will have a direct impact on poverty reduction, particularly in marginalized communities where poverty rates are high.
6. Community Development: The project’s focus on localized training and skills development will lead to a more skilled and capable workforce within informal sectors. This, in turn, will contribute to the overall development of these sectors and, by extension, the communities in which they operate.
7. Skills Transfer and Sustainability: The project’s emphasis on skills development will create a self-sustaining cycle of skills transfer within informal sectors. As beneficiaries acquire skills, they will also become mentors, passing on their knowledge to others.
8. Economic Resilience: Equipped with adaptable skills and innovative training, informal sector workers will be better prepared to navigate economic downturns and external shocks, enhancing economic resilience.

Benefits to Informal Sectors and Vulnerable Groups:

The positive changes and outcomes of the project will translate into a host of tangible benefits for informal sectors and vulnerable groups:

• Empowerment: Vulnerable groups, including women, youth, and marginalized communities, will experience greater empowerment through improved employability, entrepreneurship opportunities, and increased income. This empowerment will, in turn, contribute to their social and economic inclusion.
• Economic Growth: The enhanced skills and capabilities of informal sector workers will foster economic growth within these sectors. With a more skilled workforce, these sectors can expand, innovate, and compete more effectively in the market.
• Poverty Alleviation: The increase in income and employability will directly contribute to poverty alleviation, particularly among vulnerable groups. This reduction in poverty has a cascading effect on improved living standards, education, and healthcare access.
• Community Development: Localized development within informal sectors will enhance the overall development of the communities they operate in. Improved infrastructure, services, and standards of living will be evident in these areas.
• Gender Equity: The project’s focus on women’s empowerment and gender equity will contribute to reducing gender disparities within informal sectors and the broader economy. This will create a more equitable and inclusive society.
• Sustainable Development: By equipping informal sector workers with adaptable skills and fostering a culture of entrepreneurship, the project contributes to the broader goals of sustainable development, including economic, social, and environmental sustainability.

11. Partnerships:

The “Skills for All: Bridging Gaps in Informal Sector Education” project recognizes the importance of collaborations and partnerships to achieve its goals effectively. These partnerships involve Technical and Vocational Education and Training (TVET) institutions and private sector partners, each with specific roles to play.

1. TVET Institutions:

Role: TVET institutions play a central role in providing expertise in vocational training and education. They are essential partners in curriculum development, training delivery, and the certification of participants.

Collaborative Activities:

• Curriculum Development: TVET institutions will collaborate with the project team to design innovative curricula that are responsive to the needs of informal sector workers and are tailored to the specific industries within each region.
• Training Delivery: TVET institutions will deliver training programs and practical instruction at the project’s training centers. They will leverage their experience and resources to ensure high-quality training.
• Certification: Upon completion of the training, TVET institutions will certify participants, validating their newly acquired skills and qualifications.

2. Private Sector Partners:

Role: Private sector partners are crucial for the project’s success, as they represent industries and businesses where informal sector workers are likely to find employment or engage in entrepreneurial activities. Their involvement enhances the project’s relevance to the job market.

Collaborative Activities:

• Skills Validation: Private sector partners will provide insights into the specific skills and competencies needed by their respective industries. This feedback will guide curriculum development.
• Internships and Apprenticeships: Private sector partners may offer internship opportunities or apprenticeships to project participants, allowing them to gain practical experience.
• Job Placement: Private sector partners can assist in job placement by hiring project graduates and thus providing a direct pathway to employment.
• Sponsorship and Funding: Some private sector partners may choose to provide financial support, sponsorships, or in-kind contributions to the project.

3. Local Government and Authorities:

Role: Local government and authorities play a vital role in facilitating project implementation, ensuring compliance with regulations, and providing support in community engagement.

Collaborative Activities:

• Regulatory Compliance: Collaborate with local authorities to ensure that the project complies with relevant regulations and standards.
• Community Engagement: Leverage the support of local government to engage with communities and build trust among participants.
• Resource Mobilization: Seek assistance from local government authorities for resources, such as training facilities or infrastructure support.

4. Non-Governmental Organizations (NGOs):

Role: NGOs often bring valuable community-based experience and resources to the project, supporting outreach and awareness campaigns and social support for participants.

Collaborative Activities:

• Community Outreach: NGOs can assist in reaching out to communities, particularly in rural and underserved areas, to inform potential participants about the project.
• Social Support: NGOs may provide social services, such as counseling or access to healthcare, to participants who may face additional challenges.
• Data Collection: NGOs can contribute to data collection and community profiling, which aids in program design and delivery.

These partnerships are integral to the success of the project, as they provide a well-rounded approach that combines expertise in TVET, industry insights, community engagement, and support services. Collaborative efforts with TVET institutions, private sector partners, local government, and NGOs create a synergy that ensures the project’s effectiveness and sustainability.

12. Monitoring and Evaluation:

The success of the “Skills for All: Bridging Gaps in Informal Sector Education” project will be assessed through a comprehensive framework that includes various indicators and metrics. These measurements will provide valuable insights into the project’s impact and effectiveness. The following key indicators and metrics will be used:

1. Employment Rates: The percentage of project participants who secure employment within a specified time frame after completing the training will be a critical indicator of success. Higher employment rates demonstrate the project’s ability to enhance employability.
2. Income Improvement: The increase in the average income of program participants compared to their pre-project income will reflect the project’s impact on income generation. This metric is crucial for assessing economic empowerment.
3. Entrepreneurship Success: The number of project participants who start or expand their entrepreneurial ventures will indicate the project’s ability to foster entrepreneurship within informal sectors. Success stories, business growth, and sustainability will be monitored.
4. Gender Equity Metrics: To assess gender equity, indicators will include the proportion of women participants, changes in income and employment rates for women, and women’s representation in entrepreneurial activities.
5. Poverty Alleviation: Reductions in the poverty rate among project participants, especially in marginalized communities, will be a clear indicator of the project’s impact on poverty alleviation.
6. Community Development Metrics: Metrics will include infrastructure improvements in the project areas, community satisfaction surveys, and the engagement of participants in community development activities.
7. Skills Transfer and Mentorship: The number of participants who engage in mentorship roles after completing their training will indicate the success of skills transfer within the informal sectors.
8. Economic Resilience: The ability of participants to navigate economic challenges and recover from external shocks will be assessed by examining their adaptability, savings, and resilience strategies.
9. Sustainability Commitments: The number of commitments and partnerships secured for the project’s sustainability, including commitments from local authorities, private sector partners, and government agencies.

• Feedback and Satisfaction Surveys: Regular feedback from participants and stakeholders, along with satisfaction surveys, will provide qualitative insights into the project’s effectiveness and areas for improvement.
• Curriculum Relevance: Monitoring the relevance of the curricula to industry needs and tracking participants’ success in the job market or entrepreneurial activities.
• Completion and Retention Rates: Measuring the percentage of participants who complete the training program and remain engaged throughout the project.
• Reach and Participation Rates: Assessing the reach of the project, including the number of participants engaged and the diversity of demographics represented.

Monitoring and Evaluation Framework:

• Our programs establish a robust monitoring and evaluation (M&E) framework to track these indicators and metrics. This framework will include regular data collection, surveys, and interviews.
• Data will be analyzed at regular intervals to identify trends and assess progress toward project objectives.
• Periodic external evaluations will provide an unbiased assessment of the project’s impact and effectiveness.
• Results will be communicated to stakeholders through project reports, presentations, and public awareness campaigns.

The successful achievement of these indicators and metrics will demonstrate the project’s impact on enhancing employability, income generation, entrepreneurship, and overall well-being of project participants, while also contributing to community development and economic growth in the informal sectors.

13. Sustainability:

The “Skills for All: Bridging Gaps in Informal Sector Education” project is designed not only to provide immediate support but also to create sustainable, long-term benefits for the target groups even after the funding period ends. Here’s how the project will ensure ongoing advantages:

1. Skills and Qualifications: The skills, competencies, and qualifications acquired by participants during the project will remain with them indefinitely. These valuable skills will continue to enhance their employability and income-earning potential long after the project concludes.
2. Mentorship Networks: The mentorship and career guidance programs established during the project will create enduring mentor-mentee relationships. These connections will offer ongoing support, advice, and networking opportunities, assisting participants in their career development.
3. Entrepreneurship Support: Participants who embark on entrepreneurial ventures will have the knowledge and experience needed to sustain and grow their businesses. The project’s focus on business sustainability will empower them to navigate challenges successfully.
4. Community Involvement: The project’s emphasis on community engagement will foster a sense of community ownership and participation. This involvement will continue, and communities will play an active role in shaping the direction of skills development and related initiatives.
5. Skills Transfer: As participants become skilled, they will naturally pass on their knowledge and expertise to others in their informal sector communities. This knowledge-sharing and skills transfer will create a ripple effect, benefitting a wider range of individuals.
6. Curriculum Relevance: The project’s emphasis on designing locally relevant and industry-responsive curricula ensures that the skills acquired remain aligned with market demands. This relevance guarantees the ongoing employability of project graduates.
7. Public-Private Partnerships: Collaborations with private sector partners established during the project will continue to connect graduates with employment and business opportunities, even beyond the funding period.
8. Local Government Engagement: The project’s interaction with local government authorities will foster a commitment to supporting vocational training and skills development, which may lead to the sustained provision of training facilities and resources.
9. Continued Outreach: The established outreach and awareness campaigns will continue to reach potential participants and raise awareness about the importance of skills development. This sustained outreach will ensure a steady influx of individuals seeking to improve their skills.

• Sustainability Commitments: The project’s efforts to secure commitments for sustainability, including support from local authorities, private sector partners, and government agencies, will ensure the continuity of project activities.
• Feedback and Improvement: The project’s commitment to ongoing feedback mechanisms will enable continuous improvement. By responding to the evolving needs and aspirations of participants, the project will remain relevant and effective.
• Data and Knowledge Sharing: The project will compile a wealth of data and knowledge regarding skills development and informal sector empowerment. This information will be shared with relevant stakeholders, contributing to a broader understanding of best practices and effective strategies for skills development in informal sectors.

14. Conclusion:

The “Skills for All: Bridging Gaps in Informal Sector Education” Program aims to transform the lives of informal sector workers and vulnerable groups in Cameroon by providing them with essential skills and knowledge. The project, funded through the “Skills Initiative for Africa Financial Cooperation,” emphasizes the delivery of innovative Technical and Vocational Education and Training (TVET) programs to enhance employability, income generation, and entrepreneurship.

Key Points of the Proposal:

1. Target Groups: The project primarily focuses on informal sector workers, women, youth, and marginalized communities in Cameroon who face barriers to access formal education and employment opportunities.
2. Themes: The project addresses critical themes, including digital tools and skills, female entrepreneurship and employability, and training innovation in informal sectors.
3. Innovation: It introduces innovative training methods, digital tools, and curricula tailored to local needs, enabling participants to acquire relevant and industry-responsive skills.
4. Community-Centered: The project is deeply rooted in communities, engaging local stakeholders, government authorities, NGOs, and private sector partners to create a comprehensive ecosystem of support.
5. Sustainability: Beyond the funding period, the project ensures continued benefits through skills transfer, mentorship, entrepreneurship support, and a commitment to local government and private sector partnerships.
6. Measurement of Success: Success is geared through indicators such as employment rates, income improvement, entrepreneurship success, and gender equity, ensuring the project’s impact on the target groups.

WHY YUMECCL BUSINESS SCHOOL SYSTEM SHOULD BE APPRECIATED AS A BOASTER IN THE MICRO FINANCE SECTOR AS AN ECONMIC DEVELOPMENT TOOL.

• Our project directly addresses the urgent needs of informal sector workers and vulnerable groups, filling critical skills gaps and fostering economic empowerment.
• It stands out for its innovative approach, community engagement, and the commitment to sustainability, ensuring that the benefits will endure long after the funding period.
• By engaging TVET institutions, private sector partners, and local government authorities, we’ve forged partnerships that amplify the project’s reach and impact.
• The project contributes to national development goals by reducing poverty, enhancing employability, and fostering entrepreneurship, aligning with both national and international priorities.
• Our dedication to rigorous monitoring and evaluation ensures accountability, transparency, and the continuous improvement of project activities.
• The project’s potential for replication and scalability is significant, providing a model for addressing skills development in informal sectors in other regions and countries.

In conclusion, “Skills for All: Bridging Gaps in Informal Sector Education” is a transformative initiative that empowers marginalized communities, enhances livelihoods, and contributes to economic growth. It represents a holistic and innovative approach to addressing the pressing challenges faced by informal sector workers and vulnerable groups, making it a compelling choice for support and funding.

Partnership Agreements:

• Lots of partnership with many departments because of our result in human transformation to valuable community asset. We have partnership with the:
• Regional Delegation for Employment and Vocational Training for the North West Region.
• North West Farmers Organization NOWEFOR,
•  North West Organization Network of Credit Houses (NOWEFOCH) ,
•  The Industrial and Education Company Limited ( INDECO ltd)
• INCiTIS FOOD; Integrated and Circular Technology for Sustainable City Regions FOOD Systems in Africa.
• BUST (Bamenda University of science and Technology)
• SOSUCAM: SOCIETE SUCRIENE DU CAMEROUN
• MENTORS in fields like computer engineering, designing, Hair and Beauty care, Carpentry, Building and Construction, medical care and nursing. Etc.

Curriculum Samples:

Attach are just sample of the programs and content presented in a well guided system and qualified trainees within a well selected teaching environment to give the best of results to achieve the objective of sound training. Simple of attached programs in agribusiness, building construction, computer maintenance, Fashion designing and craft, Motor Mechanic and Driving, and accounting, secretary ship and management programs. These are just samples draft of the curriculum.

YOUTH EMPOWERMEN MICRO CREDIT COOPERATIVE LIMITED (YUMECCL) TRAINING APPROACH.

OBJECTIVE OF THE TRAINING

Aim at empowerment through training that will direct, impacts, and transforms the youths and healthy men, in to positive thinking and enable them engage instantly in project or business venture that will serve a community and improve the standard of living of the trainee. With the notion that “we perish because of lack of knowledge”.

With idea of promoting those who lost the chance of getting in to the formal education scheme of Cameroon, a second chance I necessary here to drive the talents and giftedness of the youth in particular or any interested persons to be productive and gain economic and social fitness in the community where he or she exist. We are touch all aspect of human development with more concern in agribusiness as the potential driving force, with maximum opportunities.

The training involves experts (facilitators) in various areas of needs, by the community where trainees are located. Priority here if for YUMECCL to identify the talents under exploited in the people making them not helpful to themselves and to the community they live. We identify talents or develop the skills of the youths in areas of needs relative to the potentials in a particular locality exploiting all the possibilities to make the idea workable to the benefit of the community and the trainee of YUMECCL. This form of training in this Farmers Business school is through seminars and workshops. Its and informal system of training where the class of people involve most not be graduates from higher education but people with simple ideas to create wealth by using their hands and knowledge. Being able to read and write is enough qualification to attend our empowerment seminars. They are general courses necessary to every learner and specialized courses to particular group of trainees focus on the field of practice. There is constant field follow up and monitoring of trainees by YUMECCL staff and community available experts appointed by YUMECCL to follow up the Business plans of the trainee in their day to day implementation of knowledge acquired in the training. This will encourage and mitigate risk especially in startups. Which has become the course of failure of 70% of startup businesses.

PROBLEM STATEMENT

In today’s world youth are facing a lot of hardships and lack of belongingness within the society. Youth in Cameroon constitute a big chunk of the population, yet it remains the most subjugated and marginalized. The difficult circumstances that young people face because of limited opportunities for education and training, viable employment and health and social services, and because of a growing incidence of substance abuse, juvenile delinquency, political strife and conflict is diminishing their chances of achieving the status of a development. Their imagination, ideals, considerable energies and vision are essential for the continuing development of the societies in which they live.

 Most underprivileged youth residing in urban slums, surviving on meager resources and constantly seeking out a purpose for their life have nowhere to go to. The institution plans to work with the youth who never have been nurtured and reared in a way to develop into a productive generation.

 Youth empowerment business school seeks to work with the youth for their development and inclusive growth. Youth empowerment business school proposes to operate informally in inciting dreams of possibilities, opportunities and scout for resources for Youth Empowerment Initiatives in areas of income generating activities and self-employment, which has the potential of integrating the values of a good and productive citizen in youth, motivating them to lead a normal life by providing them a platform to develop and showcase their skills.

1. b) PRIORITY NEEDS –thinking globally and acting locally

YUMECCL is a self-imposed stakeholder. The leadership of YUMECCL is drawing on the massive wealth of experience gained in past several decades of working in the community. The priority need of the youth is the inculcation of social values and norms of the society.

The leadership has had several years with the community members and understands reasons why youth in their communities are taking illegal and non-productive ways in life.

There is a lack of effort and time given towards upbringing of children,

 Unaccepted social behavior by community elders in presence of youth,

No models and mentor’s children left at the mercy of a non-impactful educational system.

An educational system that failed to direct its objective in helping us understand ourselves in our milieu and circumstance

No heritable productive ways of livelihood (the old ways have been completely destroyed)

An imperceptible and vaguely presented future hangs before every succeeding generation

Easy availability of drugs, alcohol, opportunities for flesh trade (prostitution) and their negative socio-economic status etc

1. c) The proposed approach

• Inculcation of social values in youth.
• Develop and proper way of living in and outside the community.
• Providing vocational skills to youths in trades with established market demand.

Through several measures such as;

• Vocational training
• Coaching, counseling and
• Several other measures.

YUMECCL will seek and provide the expertise related to youth and their holistic empowerment with ample participation from all the stakeholders.

YUMECCL has the distinctive know how of making youth participate in our programs and of our services.

• Helping the youth grow sustainable businesses.
• Helping youths to adopt and cultivate credit worthiness attitudes
• Helping the youth navigate and exploit the agricultural value chain so as to tap from the global economic/financial benefits that accrue in the value chain fallouts.
• Help youths to position themselves access wealth through agricultural activities rather than just making agriculture as a way of life
• Encourage the youths gain exceptional skill in entrepreneurship and become self-reliant

Some of the successful programs successfully concluded now speak for themselves.

Remember this cycle; THE CYCLE OF SMMEs

Ideas=Opportunities=Trainings=Technologies= Product= Services= Productivity

Sectors and activities

• Each of the activities listed below do constitute a full time employment and income generating opportunity for youths/individuals who can commit themselves to understand and accept to be trained on. All these items are needed by neighborhoods, families, institutions, companies and other businesses. There are levels of involvement from cultivation through transformation and branding

Agriculture and the agricultural value chain

• Value chain agriculture is the inter linking of all the actives of agriculture project from start to finish that is from production to final consumer or the end market. It involves the concern of every actor in the value chain before the project is started. Some measure actors in the value chain, for example maize project could be the consumer or marketer, Farmer, the input supplier, transporter, and the processing industry. It has been realized value chain agriculture is the most successful approach to Agriculture Business.
•  

Crop production

Animal production

Food processing industry

         Cereal mill

         Corn mill

         Palm oil extraction

         Doughnut production

         Garri production

         Small bakery

         Delicatessen

         Fish smoking

         Chicken smoking

         Fruit juice production

         Lollipop production

         Soya oil production

         Traditional beer production

         Dairy produce production

         Meat smoking

Wood and transformation industries

• Carpentry
• Metal works
• Wicket works
• Block manufacture
• Upholstery
• Traditional wood sculpture

Maintenance

• Tyre repair
• Refrigerator and air conditioning
• General electricity
• Toner cartridge recycling
• Optics(fitting and adjustment of glass)
• Electronics
• Car mechanics
• Coachwork/car spraying

Chemical industry

• Local soap manufacture
• Detergent production
• Production of plastic bags
• Candle production

Distribution

• Fish shop
• Butchery
• Smoked fish
• Smoked chicken
• Palm oil
• Water(public taps where is sold to public)
• Kerosene /petrol
• Palm wine
• Polyurethane foam
• Network marketing

Lodging

• Snack-bar restaurant
• Chicken parlor
• Mini restaurant
• Mini coffee shop
• Inn/restaurant
• School canteen
• Knitting
• Sewing workshop
• Embroidery
• Spinning and weaving
• Bleaching Dyeing
• Carpet manufacture
• Hosiery
• Tanning

Services

• Documentation services
• Typewriting on computer/internet
• CAP/Micro-editing
• Kiosks(newspaper,cigarette,matches etc.)
• Research consultancy
• Legal land fiscal agency
• Accounting agency
• Bailiff
• Auctioneer
• Photo studio
• Medical practice
• Pro-pharmacy
• Audio production

Livestock breeding

• Poultry farming(layers)
• Poultry farming(broilers)
• Small ruminants
• Pigs
• Duck
• Fish farming
• Bee keeping
• Cattle rearing
• Calf fattening
• Donkeys and horses
• Rabbit breading
• Tobacco
•  

Tennery

• Simple shoe minding
• Semi-industrial shoe minding
• key  printing /manufacture

  Aesthetics

• Hair dressing
• Beauty salon

Fishing

• Traditional fishing
• Semi-industrial fishing
• Aquaponics

Forestry

• Local wood cutting

Building and construction

• Plumbing/sanitary installations
• Brick manufacture
• Stabilized mud bricks
• Baked clay bricks
• Glazier
• House painting
• Local tiller
• Sand quarrying

Micro enterprise

• Car maintenance
• Distribution (meat, fish, cold store)
• Palm extraction
• Bakery
• Carpentry
• Photo laboratory
• Perfumery/cosmetic(manufacture)
• Restaurant
• Forestry exploitation
• Extraction de construction

Trainees are group under the arear of giftedness for general courses and specific courses offered.

Community Engagement Plan:

• We call meeting for the community stake holders the quarter heads, administrative heads, the Church leaders, leaders of women or youth groups in the communities. The traditional rulers, councilors and other persons of influence in the community will be part of the sensitization meeting that will held in the community a month or more before the time of the training in that community. This awareness is import to awaken the community leader on the impact of such trainings to their community. This will keep their youths home free from unnecessary migration and frustration that follows.

Monitoring and Evaluation Framework:

• The work load for each group of trainees is prepared by the trainers and particular course geared to those set of trainees specified and time frame for the presentation and the trainer responsible will be updated in this plan of work tool. The place of Training and the material to be use also well specified a month be for the new intake as trainees. A weekly evaluation will be done for the trainees while monthly evaluation will be done for the trainers by the coordinator.

  Sustainability Strategy:

• The stake holders are committed to see this program and project and ongoing activity from generation to generation because of its impact and multiplayer effect on the local community and the nation as a hold.

 Testimonials and Case Studies:

We have changed thousands of live in Cameroon and we will give just two examples Mr. Geh Bodwin our member in Bamenda with account No 442, after his secondary school was a drop out and we train him in our business school in 2019, he was interested in Gardening and we gave him startup capital which he managed the farms well and was one of the best gardeners in the region had gone over regional radio station many times to speak of his successes with proceeds from his garden and our close monitoring he continued his education while working in his garden, he earned his Master’s in agribusiness in 2022 and was well celebrated thanks to our business school initiative. He has sufficient income to run his family and employees at least 25 youths every season to assist him in his well expanded garden. He is a popular name in agribusiness and specialize in gardening. He is now our mentor, passing over the agribusiness skills to many other youths. We have account 447 Kari Austin flourishing in Building Engineering, graduate from University of Bamenda he has gone through our trainings and now our Mentor. We have account 297 a cabbage cleaner in Bamenda town started with a wheelbarrow now owning two apartment house for rents as a young land lord in Bamenda. Didn’t complete class seven as level of education. There are countless others self-employed because of our well-tailored products and services creating visible impact in their communities.

            We do seminars and training to the public, our member, staff, BOD and Committees. We believe knowledge in a constantly changing system create value necessary to overcome the challenges at all the level of our operations. YUMECCL the Trusted Bank for all not for Youth Only.

our reference contact:

• Abebe Roland +1(404)6685370
• Balgah Roland Azibo 237 670511067
• Ndi Christoper 237 677667030
• Gilbert Amaanui – 237653251117
• Fon Ferdinarnd – 237704114425
• Nguh Victor Chung- 237677361898
• Payne Demas Awah – 677357821
• Suila Claries Keryuy – 237674974637
• Rose Mary – +1(647)5134577
• Mdzeyua Appolonia Carine- 237691266606
• Mrs Bimela Charity – 237678334540

Mrs Nahgwa Linda – 237675855293